Bonsave — Grow your wealth. Intentionally.

What we collect

Bonsave collects the following information to provide our service:

Your email address and name (via Clerk authentication)
Aggregate financial account balances (not individual transactions)
Net worth snapshots calculated from your connected accounts
AI-generated insights personalized to your financial snapshot

What we do not collect

Your bank credentials are never stored by Bonsave. Account connection is handled entirely by Plaid, a trusted financial data provider. Plaid stores your banking credentials in their secure infrastructure — we only receive read-only access tokens, which we encrypt at rest using AES-256 encryption.

How we use your data

We use your financial data solely to:

Display your net worth and account balances in the app
Track your net worth history over time
Generate personalized AI financial insights via the Anthropic Claude API

We do not sell your data, use it for advertising, or share it with third parties beyond the infrastructure providers necessary to run the service (Plaid, Anthropic, Supabase, Vercel, Clerk).

Data retention

Your data is retained for as long as your account is active. You may delete your account and all associated data at any time from the Settings page.

Security

We take security seriously. All data is transmitted over HTTPS. Plaid access tokens are encrypted at rest using AES-256. We do not log financial data or access tokens in plaintext. Your raw bank credentials are never stored on our servers.

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