Connect Canadian banks and investment accounts, alongside the US.
New
Canada support. Bonsave now connects Canadian banks and investment accounts, not just US ones. Balances, transactions, and holdings sync the same way, in Canadian dollars. Net worth, spending, and FIRE projections all work unchanged.
Improved
Country-neutral retirement match. The employer-match field now reads “Employer retirement match” instead of naming a US-only account type, so it fits a 401(k), an RRSP, or whatever your plan is.
A calendar for recurring payments, verified charges, price-change alerts, and smarter detection of variable bills.
New
A calendar for recurring payments. The Recurrings tab now has a calendar view: a month grid with merchant logos on the days bills are due, a running total of what is paid and what is left, and a tap-in detail for any day. Get there from the List and Calendar toggle, and step through past and future months.
Charges are verified, not assumed. A past due date only gets a check mark when the matching charge actually cleared. When no charge shows up, the calendar says so and offers next steps: view the merchant’s transactions or mark the recurring inactive if you cancelled it.
Price-change alerts. When a subscription’s price settles at a new amount, the recurring gets a badge showing the old price, and the dashboard calls it out. Bonnie mentions recent increases when you ask about your subscriptions.
Variable bills are detected now. Bills that arrive on schedule but vary in amount, like a power bill that doubles in summer, used to slip through detection entirely. They are now tracked with a typical amount and their observed range, shown as an estimate (~$140) rather than a fake fixed price.
Improved
A richer recurring payments card on the dashboard. The card now shows how much of the month’s committed spend is paid versus left, a strip of the next seven days, and alerts for anything that needs your eyes: missed charges, price increases, and detections waiting for review.
Due dates stopped drifting. Next-payment dates are now anchored to each bill’s real billing day, so a subscription charged on the 15th stays on the 15th instead of sliding a day or two every month. Dates that pass without a charge roll forward on their own.
Fixed
Mobile now shows every recurring. Detected recurrings that had been paused were missing from the mobile list.
A warmer redesign, passkey sign-in, five color themes, and color-coded insights.
New
Passkey sign-in. Sign in with a passkey using Face ID, Touch ID, or a security key. Add and manage passkeys under Settings. A passkey also satisfies two-factor on its own, so you are not asked for a second code on top of it.
Improved
A warmer redesign. The whole app moved to a warmer, paper-like look with more considered color throughout, and the light and dark themes were both retuned.
Five color themes. The theme picker now offers Moss, Slate, Ocean, Rose, and Clay, and each one tints the whole page rather than just the accent. Switching is instant.
Color-coded insights. Every insight topic now has its own color on the badge and the filter chips, so the insights timeline reads at a glance.
Rebuilt sign-in and account settings. New sign-in and sign-up screens, a clearer sign-in and security section, and cards to manage your email addresses, phone number, active devices, and two-factor method.
Fixed
Smoother spending drill-in. Opening a spending category no longer jumps around while the view transitions, including for categories lower down the page.
Cleaner transaction names, pending charges in spending, holdings detail, a new Barista FIRE calculator, and steadier daily insights.
New
Barista FIRE calculator and guide. A calculator and plain-English explainer for Barista FIRE, the plan where part-time income covers part of your spending so you can retire early with a smaller nest egg.
See the raw statement description. Transaction detail now shows the original bank statement text when it differs from the cleaned-up name, so you can always check exactly what your bank sent.
Improved
Cleaner transaction names. ALL-CAPS bank descriptions are now tidied up and trailing street addresses trimmed, so “MOANA NURSERY MOANA LN” reads as “Moana Nursery”.
Pending charges count toward spending. Pending transactions are now included in spending totals, category breakdowns, and budget alerts, so the numbers reflect money already out the door.
Exact cents on small amounts. Amounts under a dollar now show their real value (like +$0.31) instead of rounding to $0.
Holdings show value and loan together. Property history rows now display the asset’s value alongside the loan balance, not just the loan.
Steadier daily insights. Insights no longer repeat the same story reworded day after day, so the stream stays fresher.
Fixed
Editing a holding value no longer reverts while saving. Your typed value sticks instead of getting overwritten mid-save.
Spending comparison lines align to the month. The dashed comparison line now matches calendar months, so first-of-month bills are no longer skipped.
Insight chips render and link correctly. Budget-group and category chips now show the right icon, stay readable on colored cards, and open the right place.
Net worth range selector. It is now hidden when there is not enough history to use it.
Category links in insights now open the right month.
Web
Fixed
Insight category links open the correct month. Tapping a category in an older insight now takes you to that insight’s month in the spending tab, instead of jumping to the wrong month.
Spending categories now group and display more consistently.
iOS
Improved
More consistent spending categories. Categories group and label more reliably in the spending tab, so your breakdown lines up with where the money actually went.
Cleaner spending breakdown. Tightened how a few transaction types are classified so they no longer clutter your category totals.
Web
Improved
More consistent spending categories. The monthly spending breakdown groups and labels categories the same way the app does.
Budget groups, insight mention chips with deep-links, and category icon polish across web and iOS.
iOS
New
Budget groups in spending. Categories are now organized into collapsible groups (Food, Transportation, Health, and more) in the spending tab, making it easier to see where your money goes at a glance.
Mention chips in insights. Bonnie now highlights the categories, merchants, and accounts she references. Each chip is tappable and takes you directly to the relevant part of the app.
Merchant deep-links. Tapping a merchant chip from an insight opens the search tab with that merchant pre-filled so you can dig into the transactions immediately.
Improved
Richer AI context. Bonnie now sees your top merchants per category when generating insights, so she can name-check where you actually spend.
Category icon polish. Icons in dark mode now have a consistent subtle background, and light mode icons use deeper accent colors for better contrast — matching the look on web.
Web
New
Budget groups in monthly spending. The spending breakdown now groups categories under budget group headers, giving you the same organized view as the mobile app.
Stacked insight cards with swipe gestures, expandable context, smarter AI topic selection, and a handful of spending and category improvements.
iOS
New
Stacked insight cards. Today’s insight and any unread ones are now presented as a stack you can swipe through. Swipe right to mark helpful, left for not helpful.
Expandable insight context. Tap “More context” on any insight to see the reasoning and data behind it.
More spending categories. Nine new merchant categories for better transaction grouping, and credit card payments are no longer counted as spending.
Software & Apps. The “Software” category is now “Software & Apps” with a refreshed icon.
Improved
Transaction list updates. Changing a category or note in a transaction detail now reflects immediately in the search and account views without needing to switch tabs.
Insight feedback. Reactions now sync correctly when you mark an insight helpful or not helpful.
Bug fixes
Custom category sheet. Fixes a bug where the custom category sheet didn’t open properly for some users.
Web
Improved
Smarter daily insights. Bonnie is better at varying what she notices and how she frames it, so each day’s insight feels fresh and relevant.
Refreshed Bonsave brand, a more polished iOS launch experience, and new self-service flows for password resets and feedback.
New
Refreshed brand. A new Bonsave logo and bonsai mark, applied consistently across the web app, iOS app, and link previews.
Polished iOS launch. A new app icon that adapts to iOS’s Liquid Glass effects, plus light and dark splash screens that match your system theme.
Forgot password on iOS. Reset your password from the sign-in screen, with optional MFA support.
Send feedback from iOS. A new Feedback option in Settings for sending notes, bug reports, or feature requests directly from the app.
Public support page. Linked from Settings on both web and iOS.
Improved
Sharper AI chat. The assistant gets to the answer faster and skips the filler before and after looking things up.
Smoother iOS interactions. Tighter keyboard behavior across chat and search, animated feedback on insight reactions, and a cleaner Home tab icon.
Better transaction search. Category filters now include older and uncategorized transactions.
Redesigned iOS sign-in flow, mobile account deletion, and refreshed Privacy Policy and Terms to prepare for the App Store.
New
Redesigned iOS sign-in and sign-up. Both screens are now fully on-brand with the rest of the app. Sticky Bonsave wordmark at the top, themed inputs and buttons, dark mode aware, with a keyboard toolbar that lets you jump between fields and dismiss the keyboard from any input.
Delete your account from the iOS app. Settings now has a Delete Account option that permanently removes your profile, connected banks, transactions, AI insights, and history.
Subscription terms on the paywall. The mobile paywall shows the full auto-renewal disclosure plus Privacy Policy and Terms of Service links so it’s clear what you’re signing up for.
Improved
Privacy Policy and Terms of Service updated to cover the iOS app: Apple In-App Purchase, RevenueCat, Expo push notifications, PostHog, mobile-specific data, and subscription billing terms.
Settings layout reorganized into grouped cards on iOS, matching the rest of the app’s design language.
Bank logos now fall back to a neat initials chip when an institution doesn’t have a logo on file.
Budgets for custom categories, mobile budget editing, and custom category icons in spending.
New
Budget custom categories. You can now set monthly budgets on any category you’ve created yourself, not just the built-in ones. Budget tracking, progress bars, and pace warnings all work the same way.
Budget editing on mobile. Set, edit, and remove budgets directly from the iOS app. Tap “Set Budget” on any category in your spending breakdown, or tap “Edit Budget” from within a category’s detail view. iOS app coming to a store near you soon!
Improved
Custom category icons now appear correctly in the spending breakdown and category detail screens on both web and mobile.