How it works
Simple setup, lasting results.
Connect your accounts
Link your bank, brokerage, and credit accounts in minutes. Bonsave syncs everything automatically, every day.
Get your daily insight
Every morning, Bonnie surfaces one focused observation tailored to your accounts, spending, and goals.
Build lasting wealth
Small, consistent actions compound over time. Like tending a bonsai tree, patience and attention are what make the difference.
MeetBonnie
Your AI financial assistant
Every morning Bonnie delivers one focused insight based on your accounts. Have a question? Ask her anything, anytime. She already has your full financial picture loaded.
Daily briefing
One insight, every morning
Each morning Bonnie surfaces one focused observation based on your accounts. Browse by category or scroll back through your history.
- ✓ Categorized by topic for easy browsing
- ✓ Expandable context behind every observation
- ✓ Full history, scroll back any time
- ✓ Thumbs up or down so Bonnie learns what is useful to you
Ask anything
Dig deeper with Bonnie
Start a conversation from any insight, or just ask. Bonnie has your full financial picture loaded and can answer anything about your money.
- ✓ Ask about any insight for more detail
- ✓ Query your spending, balances, and trends
- ✓ Run what-if scenarios and get real projections
Bonnie
Your financial assistant
Three of your subscriptions raised their prices recently. Between the three of them, you are paying about $26 more per month than you were 3 months ago.
Which ones?
Stay on track
Guide Bonnie with budgets and priorities
Set monthly budgets and tell Bonnie what matters most right now. She factors both into every insight so her observations stay relevant to what you are working toward.
- ✓ Set monthly budgets by spending category
- ✓ Share your current financial priorities with Bonnie
- ✓ Bonnie tailors insights around what you are building toward
Spending trends
See where your money is going
Compare this month to last at a glance. Spot the days you got ahead of pace and the categories driving the difference.
- ✓ Cumulative spending, this month vs last
- ✓ Budget ceiling overlaid so you see pace at a glance
- ✓ Drill into any category to see what drove the total
Food & drink this month
vs last month
$323
of $500 budget
The big picture
Watch your net worth grow over time
Track your complete financial picture with a breakdown of cash, investments, and debt so you always know exactly where you stand.
Bonsave started as a personal project. I wanted a tool to track every transaction across my accounts, remember what I was saving for, and tell me when something was off before it became a real problem. A financially sharp friend who never forgot a thing and kept me moving toward financial independence. I couldn’t find what I was looking for, so I built Bonsave.
Willis
Founder & Developer
Pricing
Simple, transparent pricing
Start with a free 14-day trial. Cancel anytime.
Pro
14-day free trial, cancel anytime
- Ask Bonnie
- Daily AI insights about your finances
- 100 AI chat messages / month
- Unlimited* MCP access (Claude Desktop and more)
- Your money
- Live bank & investment sync
- Spending & budget tracking
- Transaction history
- Recurring payment tracking (subscriptions)
- Manual holdings tracking
- Net worth dashboard
* MCP access is subject to a fair use limit of 500 requests/hour. Learn about MCP →
Not ready to sign up? Try the live demo first, no account required.
FAQ
Common questions
Why isn't there a free tier?+
The AI insights and bank connections that make Bonsave useful have real per-user costs. A subscription is how we keep the product growing and the features valuable. Every plan includes a 14-day free trial, and you can cancel anytime with one click.
Is my financial data safe?+
Bonsave uses Plaid to connect to your bank, so your login credentials never touch our servers. All data is encrypted at rest with AES-256 and in transit with TLS. We only request read-only access to your accounts. We will never sell your data for any purpose. We strongly oppose the practice of monetizing personal financial information and will not do it under any circumstances.
What does the AI insight actually do?+
Each day, Bonsave looks at your accounts, spending, and net worth trends to generate one personalized recommendation. It might flag an unusual charge, suggest where to allocate extra savings, or highlight progress on a goal. One insight, no noise.
When does my daily insight appear?+
A new insight is generated every day at 8:00 UTC, which is 3 to 4am Eastern and 12 to 1am Pacific (depending on daylight saving), so it's ready before you wake up. Heads up: insights are keyed to UTC days, so if you check the app in the late-night hours before the cron runs, the UTC day has already flipped but the new insight hasn't been generated yet. In that window you may see the previous day's insight. Mornings are always fresh.
Can I delete my data?+
Yes. You can disconnect any linked account at any time, and you can request full data deletion from the settings page. When you delete your account, all your financial data is permanently removed from our servers.
Which banks and institutions are supported?+
Bonsave supports over 12,000 financial institutions through Plaid, including most major banks, credit unions, brokerages, and credit card issuers in the US and Canada.
Roadmap
What’s coming
✓ March 2026
Launch
Bonsave is live. Connect your accounts, meet Bonnie, and start receiving daily insights.
✓ April 2026
MCP AI Assistant Integration
Connect Bonsave to Claude and other MCP-compatible AI tools. Ask real questions about your money and get answers from your actual data.
May 2026
iOS App
Bonsave for iPhone. Check your insight, chat with Bonnie, and review your net worth from anywhere.
Up next
macOS & Android Apps
Apps for macOS and Android, so Bonsave fits however you prefer to work.
Always: continuous improvements
New features ship regularly based on what users actually ask for. Your feedback shapes what gets built next.